| Unifund Assurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Unifund Assurance Company for approval to implement a revised rates for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The application is denied.
 
      - Unifund Assurance Company will  be required to pay the costs of the Board associated with this filing,  including the costs of the actuarial review.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    March 12, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Royal and Sun Alliance Insurance Company of Canada | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Royal and Sun Alliance Insurance Company of Canada for approval to implement a revised rates for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The application is denied.
 
      - Royal and Sun Alliance  Insurance Company of Canada will be required to pay the costs of the Board  associated with this filing, including the costs of the actuarial review.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    March 12, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Facility Association | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The Application by Facility Association is denied.      
 
      - Facility Association will pay all costs of the Board, including the cost of the actuarial review, arising from this Application. 
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    March 14, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Unifund Assurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Unifund Assurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received March 19, 2019 from Unifund Assurance Company for its Private  Passenger Automobiles class of business is approved to be effective no sooner  than June 1, 2019 for new  business and July 1, 2019 renewals.
 
      - Unifund Assurance Company will  pay all costs of the Board, including the cost of the actuarial review, arising  from this Application.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    March 29, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Royal and Sun Alliance Insurance Company of Canada | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Royal and Sun Alliance Insurance Company of Canada for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received March 19, 2019 from Royal and Sun Alliance Insurance Company of Canada  for its Private Passenger Automobiles class of business is approved to be  effective no sooner than June  1, 2019 for new business and July 1, 2019 renewals.
 
      - Royal and Sun Alliance  Insurance Company of Canada will pay all costs of the Board, including the cost  of the actuarial review, arising from this Application.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    March 29, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | The Dominion of Canada General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by The Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Commercial Automobiles and Interurban Trucks class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The application is denied.
 
      - The Dominion of Canada General  Insurance Company will be required to pay the costs of the Board associated  with this filing, including the costs of the actuarial review.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    March 29, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Co-operators General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The application is denied.
 
      - Co-operators General Insurance  Company will be required to pay the costs of the Board associated with this  filing, including the costs of the actuarial review.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    April 12, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Facility Association | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Facility Association for approval of revised rates for its Newfoundland and Labrador Public Vehicles – Taxis and Limousines class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received April 10, 2019 from Facility Association for  its Newfoundland and Labrador  Public Vehicles – Taxis and Limousines class of business is approved to be effective no  sooner than August 1, 2019 for  both new business and renewals.
 
      - Facility Association will pay  all costs of the Board, including the cost of the actuarial review, arising  from this Application.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    April 23, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | IAO Actuarial Consulting Services Inc.  | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by IAO Actuarial Consulting Services Inc. on behalf of Hartford Fire Insurance Company to adopt IAO advisory rates for Private Passenger Automobiles and Commercial Vehicles. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The application received  February 25, 2019 from IAO Actuarial Consulting Services Inc. on behalf of  Hartford Fire Insurance Company to adopt IAO advisory rates for Private  Passenger Automobiles and Commercial Vehicles is approved to be effective no  sooner than June 1, 2019.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    April 29, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Co-operators General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received April 23, 2019 from Co-operators General Insurance Company for its  Private Passenger Automobiles class of business is approved to be effective no  sooner than July 10, 2019 for  new business and August 9, 2019 for renewals.
 
      - Co-operators General Insurance  Company will pay all costs of the Board, including the cost of the actuarial  review, arising from this Application.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    May 23, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Co-operators General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The application is denied.
 
      - Co-operators General Insurance Company will be required to pay the costs of the Board associated with this filing, including the costs of the actuarial review. 
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    May 23, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Co-operators General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Co-operators General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received September 17, 2019 from Co-operators General Insurance Company for its  Private Passenger Automobiles class of business is approved to be effective no  sooner than December 11, 2019  for new business and February 4, 2020 for renewals.
 
      - Co-operators General Insurance  Company will pay all costs of the Board, including the cost of the actuarial  review, arising from this Application.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    October 18, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Intact Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Intact Insurance Company for approval of changes to endorsements for its Commercial Automobiles and Interurban class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The proposal received on  August 16, 2019 from Intact Insurance Company for approval of changes to S.E.F.  20 and S.E.F. 43R/43R(L) for its Commercial Automobiles and Interurban class of  business is approved to be effective no sooner than October 21, 2019 for new  business and November 21, 2019 for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    October 18, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Intact Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Intact Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The proposal received on  August 23, 2019 from Intact Insurance Company for approval of changes to the  following endorsements: S.E.F. 16, 17, 19a, 20, 27, 35, 43R/43R(L), Plus Pac  Options A, B, C and D and Responsible Driver Guarantee for its Private  Passenger Automobiles class of business, is approved to be effective no sooner  than January 8, 2020 for new business and February 8, 2020 for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    October 28, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | The Dominion of Canada General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by The Dominion of Canada General Insurance Company for approval to implement a revised rates for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The application is denied.
 
      - The Dominion of Canada General  Insurance Company will be required to pay the costs of the Board associated  with this filing, including the costs of the actuarial review.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    October 29, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | TD Home and Auto Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by TD Home and Auto Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles, Motorcycles, Motorhomes, Trailers, Snowmobiles, and All-Terrain Vehicles classes of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The proposal received on  September 23, 2019 from TD Home and Auto Insurance Company for approval of  changes to the endorsements outlined in Schedule A is approved to be effective  no sooner than January 20, 2020 for new business and March 23, 2020 for  renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    October 31, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Security National Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Security National Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles, Motorcycles, Motorhomes, Trailers, Snowmobiles, and All-Terrain Vehicles classes of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The proposal received on  September 23, 2019 from Security National Insurance Company for approval of  changes to the endorsements outlined in Schedule A is approved to be effective  no sooner than January 20, 2020 for new business and March 23, 2020 for  renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    October 31, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Primmum Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Primmum Insurance Company for approval of changes to endorsements for its Private Passenger Automobiles, Motorcycles, Motorhomes, Trailers, Snowmobiles, and All-Terrain Vehicles classes of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The proposal received on  September 23, 2019 from Primmum Insurance Company for approval of changes to  the endorsements outlined in Schedule A is approved to be effective no sooner  than January 20, 2020 for new business and March 23, 2020 for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    October 31, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | The Dominion of Canada General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by The Dominion of Canada General Insurance Company for approval to implement a revised rates for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received November 8, 2019 from The Dominion of Canada General Insurance Company  for its Private Passenger Automobiles class of business is approved to be  effective no sooner than January  16, 2020 for new business and February 16, 2020 for renewals.
 
      - The Dominion of Canada General  Insurance Company will pay all costs of the Board, including the cost of the  actuarial review, arising from this Application.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    November 14, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Security National Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Security National Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business.  | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received November 12, 2019 from Security National Insurance Company for its  Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow  Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles  classes of business is approved to be effective no sooner than February 8, 2020 for new business and April  8, 2020 for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    November 29, 2019 | 
  
  
    |   | 
    Rate Filing Summary | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Primmum Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Primmum Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business.  | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received November 12, 2019 from Primmum Insurance Company for its Private  Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles,  Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of  business is approved to be effective no sooner than February 8, 2020 for new business and April 8, 2020  for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    November 29, 2019 | 
  
  
    |   | 
    Rate Filing Summary | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | TD Home and Auto Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by TD Home and Auto Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles classes of business.  | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received November 12, 2019 from TD Home and Auto Insurance Company for its  Private Passenger Automobiles, Motorcycles, All-Terrain Vehicles, Snow  Vehicles, Trailers, Motorhomes, and Antique, Modern Classic and Old Vehicles  classes of business is approved to be effective no sooner than February 8, 2020 for new business and April  8, 2020 for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    November 29, 2019 | 
  
  
    |   | 
    Rate Filing Summary | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | The Dominion of Canada General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received November 26, 2019 from Dominion for its Private Passenger Automobiles  class of business is approved to be effective no sooner than January 20, 2020 for new business and March 1, 2020  for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    December 13, 2019 | 
  
  
    |   | 
    Rate Filing Summary | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | The Dominion of Canada General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Commercial Vehicles and Interurban Trucks classes of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program received  November 18, 2019 from Dominion for its Commercial Vehicles and Interurban  Trucks classes of business is approved to be effective no sooner than January  20, 2020 for new business and  March 1, 2020 for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    December 13, 2019 | 
  
  
    |   | 
    Rate Filing Summary | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | The Dominion of Canada General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its All-Terrain Vehicles, Snow Vehicles, Motorcycles, Motorhomes and Historic Vehicles classes of business.   | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received November 19, 2019 from Dominion for its All-Terrain Vehicles, Snow  Vehicles, Motorcycles, Motorhomes and Historic Vehicles classes of business is  approved to be effective no sooner than January 20, 2020 for new business and March 1, 2020 for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    December 13, 2019 | 
  
  
    |   | 
    Rate Filing Summary | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | The Dominion of Canada General Insurance Company | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Dominion of Canada General Insurance Company for approval to implement a revised rating program for its Public Vehicles class of business.   | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received November 18, 2019 from Dominion for its Public Vehicles class of  business is approved to be effective no sooner than January 20, 2020 for new business and March 1, 2020  for renewals.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    December 13, 2019 | 
  
  
    |   | 
    Rate Filing Summary | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Facility Association | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Facility Association for approval to implement a revised rating program for its Private Passenger Automobiles class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program  received December 12, 2019 from Facility Association for its Private Passenger Automobiles class of business is  approved to be effective no sooner than April 1, 2020 for new business and renewals.
 
      - Facility Association will be required  to pay the costs of the Board associated with this filing, including the costs  of the actuarial review.
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    December 19, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Facility Association | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Facility Association for approval to implement a revised rating program for its Taxis class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program received December 12, 2019 from Facility Association for its Taxis class of 	business is approved to be effective no sooner than April 1, 2020 for new business and renewals.
 
      -  Facility Association will be required to pay the costs of the Board associated with this filing, including the costs 	of the actuarial review. 
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    December 19, 2019 | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    |   | 
      | 
      | 
      | 
  
  
    | Facility Association | 
     | 
  
  
    |   | 
    Application: | 
  
  
    |   | 
    An application by Facility Association for approval to implement a revised rating program for its Garage class of business. | 
  
  
    |   | 
    Decision: | 
  
  
    |   | 
      | 
    
      - The revised rating program received December 12, 2019 from Facility Association for its Garage class of 	business is approved to be effective no sooner than April 1, 2020 for new business and renewals.
 
      -  Facility Association will be required to pay the costs of the Board associated with this filing, including the costs 	of the actuarial review. 
 
      | 
  
  
    |   | 
    Date Issued: | 
  
  
    |   | 
    December 19, 2019 | 
  
  
    |   | 
      | 
      | 
      |