The Public Utilities Board has been requested by the Government of Newfoundland and Labrador to review and report on a number of issues with respect to automobile insurance in the province, including the reasons behind increasing claims costs for private passenger vehicles and taxi operators, and options to reduce these costs. The Board has been specifically asked to examine the impact on rates and implications for claimants of introducing a monetary cap on claims for non-economic loss for minor/mild injuries or continuing with the current deductible of $2,500 or increasing the deductible.
 
 
 
Board Reports
 
Cameron Report - Taxi Claims Review - 2018-03-20
Oliver Wyman Report - Newfoundland and Labrador Taxi Summary Stats - 2018-03-20
Oliver Wyman Report - Newfoundland and Labrador Private Passenger Automobiles Profit and Rate Adequacy Review - 2018-03-29
Oliver Wyman Report - Closed Claim Study Summary - Private Passenger Automobiles - 2018-04-19
                                    IBC Newfoundland and Labrador Closed Claims Study Instructions - 2018-02-02 (Updated April 19, 2018)
Oliver Wyman Report - Minor Injury Reform Cost Estimates - Private Passenger Automobiles - 2018-04-19
                                    Amended Minor Injury Reform Cost Estimates - Private Passenger Automobiles - 2018-05-17
Oliver Wyman Report - NL Other Auto Coverages - 2018-04-25
 
 
Written Questions and Oliver Wyman Responses
 
From APTLA - Questions to Paula Elliott of Oliver Wyman - 2018-06-13
From Campaign to Protect Accident Victims - Questions to Paula Elliott of Oliver Wyman - 2018-06-26
From IBC - Questions to Paula Elliott of Oliver Wyman - 2018-06-27
From Oliver Wyman - Responses to Written Questions - 2018-07-06
 
 
Intervenor Expert Reports
 
Expert Report - Insult to Injury, Actuary Report, Craig Allen responding to the Oliver Wyman and Cameron Reports - 2018-04-18
Expert Report - Craig Allen - Actuarial Report for the Campaign to Protect Accident Victims - 2018-07-18
Expert Report - Dr. Fred Lazar & Dr. Eli - Overpayments of Automobile Insurance Premiums in NL (2012-2016) - 2018-07-18
Expert Report - Kelly Blidook - Review of Data and Analysis - 2018-07-18
Expert Report - Viivi Riis - 2018-07-25
 
 
Written Questions and Responses on Expert Reports
 
From IBC - Questions to Mr. Craig Allan, Dr. Fred Lazar, Dr. Elijah Prisman and Dr. Kelly Blidook - 2018-07-27
     From Campaign to Protect Accident Victims - Response to Written Questions by IBC on Kelly Blidook Report - 2018-08-08
     From Campaign to Protect Accident Victims - Response to Written Questions from IBC on Craig Allen Report - 2018-08-08
     From Campaign to Protect Accident Victims - Response to Written Questions from IBC on Lazar-Prisman Report - 2018-08-08
 
From PUB - Questions to Campaign to Protect Accident Victims on Craig Allen Report - 2018-07-27
From PUB - Questions to Campaign to Protect Accident Victims on Lazar and Prisman Report - 2018-07-27
From PUB - Questions to IBC on Viivi Riis - 2018-08-03
     From Campaign to Protect Accident Victims - Response to Written Questions from PUB on Craig Allen Report - 2018-08-08
     From Campaign to Protect Accident Victims - Response to Written Questions from PUB on Lazar-Prisman Report - 2018-08-08
     From IBC - Response to PUB Written Questions on Viivi Riis Report - 2018-08-06
 
 
Applications
 
From Campaign to Protect Accident Victims - Application to Question Aviva Canada Inc